"UPST Will Double by End of 2026" — Motley Fool, April 14, 2026

On April 14, a Motley Fool analyst published a bullish thesis on Upstart Holdings (UPST), arguing that the stock trading at $35.27 was a screaming bargain due to its depressed valuation and AI lending potential. The prediction: UPST would double (reach $70+) before year-end 2026. By April 17—just three days later—the stock had gained only 6.59% to $35.97, and analyst price targets were clustering around $43-$49. The AI bank charter dreams and "$1 trillion in fee revenue" vision look far less compelling when you realize the Motley Fool is betting on a 98%+ rally in nine months while Wall Street consensus targets a paltry 35% gain. Spoiler alert: history suggests overconfident doubling predictions don't age well.